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What is temporary housing coverage?
Loss of use coverage, also known as temporary housing or temporary living expenses coverage, is a common part of standard homeowners insurance policies. To use it, your home must be deemed uninhabitable after a covered loss. It may then help cover expenses related to maintaining a short-term residence.
All of that is up to your policy’s limits. Typically, no deductible applies. Please contact an insurance agent to learn more about limits and deductibles for this coverage, as well as differences and limitations by state.
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Connect With an Agent
Curious to learn more about temporary living expenses coverage? Your agent can help you better understand how you’re covered and ensure that you’re properly insured. Connect with your American Family Insurance agent today and gain peace of mind you’re protecting what matters most.
This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
Tools & Resources
NextScripts
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