Scheduled Property Coverage
Insurance Add-On
- Provides more coverage against more risks for your most valuable belongings
- Add to a home, condo, renters or manufactured home insurance policy
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What is scheduled personal property coverage?
Home, condo, renters and manufactured home insurance all offer some personal property coverage. This add-on goes beyond their limits. Use it to protect your most valuable items against a variety of risks.
Scheduled Personal Property Coverage Examples
Personal property coverage is included in homeowners insurance. Sometimes, however, you need more. Here are a few examples where itemized property coverage might help you.
Jewel Theft
Someone steals your prized jewelry, valued at $2,500. This may be more than your standard homeowners policy covers. Scheduled personal property coverage comes with higher limits, which could cover the full price of your stolen goods.
Damaged Cameras
A sudden rainstorm during a photoshoot leaves your professional-grade camera soaked. It can be restored, but at an exorbitant cost. If you schedule your camera in advance, personal property coverage may lower the cost.
Destroyed Collectibles
Did you know?
When sump pumps fail, excess water in your basement can damage many belongings at once. Sump pump failure and water backup coverage can do much to help.
Frequently Asked Questions
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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.